Otbasy Bank approved concept for financing the construction of individual houses

Otbasy Bank approved a program for lending to individual housing construction, setting an important precedent for the development of the low-rise sector. The launch of such a program opens up access to mortgage instruments for private houses and strengthens the role of individual housing construction in in achieving national housing commissioning goals.

- I consider 2025 to be a turning point in the individual construction market in Kazakhstan. Two documents have already been adopted this year: 1) an amendment to the law on shared equity construction, which will extend the law to complex construction of houses (50 houses or more); 2) Otbasy Bank's concept for financing individual houses. I believe that the adopted instruments will significantly improve the quality of housing under construction, because until now, the construction of individual houses has not been regulated. Each individual house was built according to a concept design. The new documents set out certain requirements for developers and the construction process, which will radically improve the quality of housing, - said Kim Oleg, chairman of the Union of low-rise construction builders.

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